Title Insurance Exceptions Review®
TIER is a basic legal due diligence tool. TIER delivers a Legal Opinion Letter analyzing public-record documents found at the County Recorder's office, documents representing exceptions to title insurance coverage.
The Legal Opinion Letter includes a risk assessment rating (Green, Yellow, or Red).
TIER is covered by the attorney-client relationship and is subject to a conflict check.
Types of documents reviewed.
- Covenants, Conditions & Restrictions (CC&Rs)
- Record of Surveys
- Road Agreements
- Septic Agreements
- Tax Liens
- Water Agreements
How does TIER® work?
Day 1. Order Request. Complete the Order Request to the right.
Day 2. Preliminary Title Report. Preliminary title report is ordered. Monitor your email for updates regarding receipt of exceptions documents. Once all documents are received, TIER analysis begins.
TIER Days 1-4. Attorney performs TIER analysis. TIER is delivered to your inbox within four business days. Email includes a scheduled time for attorney phone call.
Attorney phone call. Attorney calls at the scheduled time. Plan for an hour. Discuss any questions you have.
Payment. An advance fee is required in order for attorney to start work. Legal services are billed at an hourly internet rate and charged against the advance fee. If the matter is completed before the advance fee reaches zero, the balance is refunded; if not, an invoice is issued with the amount due. Amount owing must be paid before the TIER is delivered. Timely Contract uses PayPal to process credit cards, debit cards, and electronic fund transfers.
Pricing. Pricing is determined by your Timely Contract® attorney. To find your attorney, enter the parcel's address information in the Order Request. A pop-up box featuring your attorney will appear with a link to the attorney's Advance Fee Agreement. Click on the Advance Fee Agreement to view advance fee, hourly rates, and other important contract terms.
Have the following information handy:
- Name and contact information
- Legal description, parcel number, and/or street address of the Subject Property
- VISA, MasterCard, AMEX, or Discover information
Ordering takes less than five minutes.