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When getting a loan for the purchase of real estate, the lender typically requires the borrower to sign a Promissory Note and a Deed of Trust. The Promissory Note is the promise to pay back the loan and includes the amount, interest rate, and payment. The Deed of Trust is a document that is recorded and becomes a lien on the real estate in favor of the lender as security that the loan will be repaid. It includes the legal description of the property, references the Promissory Note the borrower signed, and the remedies available to the lender if the payments on the Note are not timely made.
At Timely Contract, we have local real estate attorneys who have experience throughout Idaho, including: Boise, Post Falls, Coeur d’Alene, Lewiston, Moscow, and Sandpoint.
We also have local real estate attorneys who have experience throughout Montana, including: Missoula, Billings, Bozeman, and Kalispell.
And we have local real estate attorneys who have experience throughout Washington, including: Spokane, Spokane Valley, Liberty Lake, Medical Lake, and Cheney.