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TIER®

What is TIER?

TIER (Title Insurance Exceptions Review®) analyzes legal risks that title insurance doesn't cover, risks that may affect the enjoyment and market value of a parcel.

TIER delivers a Legal Opinion letter of a parcel based on public-record documents including an overall legal risk rating, legal risk ratings for each individual public-record document, a legal analysis of each document, and information on how to address negatively-rated documents.

For more information, see The GREEN Light System.

The GREEN Light System: A marketing system for assessing legal risk of a parcel, risk the law assumes you understand.

GREEN: Parcel is ready for highest-and-best use pricing

YELLOW: Potential use, title, or lending weakness affecting market value

RED: Defects require legal work before close of escrow

Parcels that have qualified as GREEN Light earn the GREEN Light Certified® designation.

Benefits:

  • Identify highest-and-best use price
  • Establish a legal basis for intended use
  • Reduced legal risk

Types of documents reviewed:

  • Covenants, Conditions & Restrictions (CC&Rs)
  • Deeds
  • Easements
  • Judgments
  • Plats
  • Record of Surveys
  • Road Agreements
  • Septic Agreements
  • Tax Liens
  • Water Agreements

How does it work?

Upload Order Request. Preliminary title report is ordered. After all necessary, supporting materials are received, a Legal Opinion letter is delivered in four business days. You will receive an email scheduling a time to speak with your attorney and answer any questions you may have.

What does it cost?

Flat fee of $1500 per parcel includes the cost of the preliminary title report.

To Order

Have the following information handy:

  • Name and contact information
  • Legal description, parcel number, and/or street address of the Subject Property
  • VISA, MasterCard, AMEX, Discover information

Ordering takes less than five minutes.

What happens next?

  1. Preliminary Title Report. Preliminary title report is ordered.
  2. TIER Legal Opinion letter. After all necessary, supporting documents have been received, your TIER letter will be delivered in four (4) business days.
  3. Attorney phone call. Your attorney will call at the scheduled time to answer your questions.

Note: Eight (8) holidays are observed per year: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, Christmas Eve, Christmas, and New Year's Eve.